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At Retirement

It can be difficult to understand your options at retirement. In this section, we have explained some common retirement options in plain simple language. This information is intended only as guidance. For advice on your specific circumstances, please get in touch.


An Enhanced Annuity pays a higher income in retirement if you have a medical condition that may reduce your life expectancy.
Income Drawdown is a more flexible alternative to the traditional annuity route, offering greater choice and control for many people.
On 6 April 2015 new pension rules came into force, giving you much greater flexibility over how you use your pension savings and the options you have in retirement.

UK News

The prime minister promises more detail on future UK-EU relations as Brexit bill clears parliament.
Amanda Spielman also says she supports punishments such as lines, litter-picking and detention.
By 2035 about 234,000 over-75s will get cancer each year - up from 130,000 now, a report estimates.
Proposed law creating new offence to go before MPs a week after bill defeated by one objection.
The number of firsts given to students at degree level rose by 26% since 2010, Reform think tank says.