02890439288 | desmond@emgray.uk.com

Life and Protection Insurance

Life and Protection Insurance policies can protect you and your family from the financial consequences of death, a serious accident or illness, or unemployment.

Life Insurance (sometimes known as Life Assurance) helps provide financial security for people who depend on you, should you die.
Payment Protection Insurance and Short Term Income Protection Insurance can provide a monthly income to help cover your regular outgoings if you can’t work due to an accident, illness/injury or, often as an optional extra, unemployment.
Far from being a luxury, Protection Insurance should be considered essential, especially if you have a family or people that rely on your income.
Income Protection Insurance is designed to pay you a regular tax-free monthly income if you become unable to work due to illness or injury.
This type of cover can pay out a (tax-free) lump sum on the diagnosis of certain life-threatening or debilitating illnesses, or if you have to undergo certain types of surgery.

UK News

US personnel respond as a man drives through a checkpoint near to an aircraft at RAF Mildenhall.
The law firm says the BBC breached confidentiality by misusing and publishing details within the documents.
Three other people, including a child, were treated in hospital after the blaze at the Cameron House Hotel.
Some prisoners live in dirty and dangerous cells that should be condemned, a leaked report says.
The family of Rebecca Dykes, killed in Beirut, have spoken of their loss.