02890439288 | desmond@emgray.uk.com

Life and Protection Insurance

Life and Protection Insurance policies can protect you and your family from the financial consequences of death, a serious accident or illness, or unemployment.


Life Insurance (sometimes known as Life Assurance) helps provide financial security for people who depend on you, should you die.
Payment Protection Insurance and Short Term Income Protection Insurance can provide a monthly income to help cover your regular outgoings if you can’t work due to an accident, illness/injury or, often as an optional extra, unemployment.
Far from being a luxury, Protection Insurance should be considered essential, especially if you have a family or people that rely on your income.
Income Protection Insurance is designed to pay you a regular tax-free monthly income if you become unable to work due to illness or injury.
This type of cover can pay out a (tax-free) lump sum on the diagnosis of certain life-threatening or debilitating illnesses, or if you have to undergo certain types of surgery.

UK News

The men committed more than 120 offences against 15 girls in the Huddersfield area.
The Wikileaks co-founder has been living in the country's UK embassy in London since 2012.
Two men are held on suspicion of killing Ian Tomlin who was beaten to death outside his London home.
The former Liberal Democrat leader will head Facebook's global affairs and communications team.
The boss of housebuilding firm Persimmon tells the BBC he'd "rather not talk about" his £75m bonus.