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  • Our Team
  • Financial Planning
    • How can a Financial Adviser help?
    • Pensions & Retirement
    • Personal & Corporate Investments
    • Inheritance tax and trust planning
    • Wealth Management 
  • Protection
    • Mortgage & Family Protection
    • Critical Illness Cover vs. Income Protection
    • Business Protection
    • Risk Reality Calculator
    • Health Insurance
  • Mortgages
    • How can a Mortgage Broker help?
    • Mortgages Overview
  • Workshops
  • News
  • Contact Us

This Cookie Policy was last updated on April 10, 2024 and applies to citizens and legal permanent residents of the United Kingdom.

1. Introduction

Our website, https://emgray.uk.com (hereinafter: "the website") uses cookies and other related technologies (for convenience all technologies are referred to as "cookies"). Cookies are also placed by third parties we have engaged. In the document below we inform you about the use of cookies on our website.

2. What are cookies?

A cookie is a small simple file that is sent along with pages of this website and stored by your browser on the hard drive of your computer or another device. The information stored therein may be returned to our servers or to the servers of the relevant third parties during a subsequent visit.

3. What are scripts?

A script is a piece of program code that is used to make our website function properly and interactively. This code is executed on our server or on your device.

4. What is a web beacon?

A web beacon (or a pixel tag) is a small, invisible piece of text or image on a website that is used to monitor traffic on a website. In order to do this, various data about you is stored using web beacons.

5. Cookies

5.1 Technical or functional cookies

Some cookies ensure that certain parts of the website work properly and that your user preferences remain known. By placing functional cookies, we make it easier for you to visit our website. This way, you do not need to repeatedly enter the same information when visiting our website and, for example, the items remain in your shopping cart until you have paid. We may place these cookies without your consent.

5.2 Statistics cookies

We use statistics cookies to optimize the website experience for our users. With these statistics cookies we get insights in the usage of our website. We ask your permission to place statistics cookies.

5.3 Marketing/Tracking cookies

Marketing/Tracking cookies are cookies or any other form of local storage, used to create user profiles to display advertising or to track the user on this website or across several websites for similar marketing purposes.

5.4 Social media

On our website, we have included content from Facebook, Twitter, LinkedIn and Instagram to promote web pages (e.g. “like”, “pin”) or share (e.g. “tweet”) on social networks like Facebook, Twitter, LinkedIn and Instagram. This content is embedded with code derived from Facebook, Twitter, LinkedIn and Instagram and places cookies. This content might store and process certain information for personalized advertising.

Facebook, Twitter, LinkedIn and Instagram are located in the United States.

6. Placed cookies

Google Fonts

Marketing

Usage

We use Google Fonts for display of webfonts. Read more

Sharing data

For more information, please read the Google Fonts Privacy Statement.

Marketing

Name
Google Fonts API
Expiration
expires immediately
Function
Read user IP address

Google Maps

Marketing

Usage

We use Google Maps for maps display. Read more

Sharing data

For more information, please read the Google Maps Privacy Statement.

Marketing

Name
Google Maps API
Expiration
expires immediately
Function
Read user IP address

Facebook

Marketing, Functional

Usage

We use Facebook for display of recent social posts and/or social share buttons. Read more

Sharing data

For more information, please read the Facebook Privacy Statement.

Marketing

Name
_fbc
Expiration
2 years
Function
Store last visit
Name
fbm*
Expiration
1 year
Function
Store account details
Name
xs
Expiration
3 months
Function
Store a unique session ID
Name
fr
Expiration
3 months
Function
Provide ad delivery or retargeting
Name
act
Expiration
90 days
Function
Store logged in users
Name
_fbp
Expiration
3 months
Function
Store and track visits across websites
Name
datr
Expiration
2 years
Function
Provide fraud prevention
Name
c_user
Expiration
30 days
Function
Store a unique user ID
Name
sb
Expiration
2 years
Function
Store browser details
Name
*_fbm_
Expiration
1 year
Function
Store account details

Functional

Name
wd
Expiration
1 week
Function
Read screen resolution
Name
csm
Expiration
90 days
Function
Provide fraud prevention
Name
actppresence
Expiration
session
Function
Store and track if the browser tab is active

Twitter

Functional, Marketing

Usage

We use Twitter for display of recent social posts and/or social share buttons. Read more

Sharing data

For more information, please read the Twitter Privacy Statement.

Functional

Name
local_storage_support_test
Expiration
persistent
Function
Provide load balancing functionality

Marketing

Name
metrics_token
Expiration
persistent
Function
Store if the user has seen embedded content

LinkedIn

Functional, Marketing, Statistics, Preferences

Usage

We use LinkedIn for display of recent social posts and/or social share buttons. Read more

Sharing data

For more information, please read the LinkedIn Privacy Statement.

Functional

Name
sdsc
Expiration
session
Function
Provide load balancing functionality
Name
li_gc
Expiration
6 months
Function
Store cookie consent preferences
Name
BizographicsOptOut
Expiration
10 years
Function
Store privacy preferences

Marketing

Name
lms_ads
Expiration
30 days
Function
Store and track visits across websites
Name
_guid
Expiration
90 days
Function
Store and track a visitor's identity
Name
li-oatml
Expiration
1 month
Function
Provide ad delivery or retargeting
Name
li_sugr
Expiration
90 days
Function
Store and track a visitor's identity
Name
UserMatchHistory
Expiration
30 days
Function
Provide ad delivery or retargeting

Statistics

Name
lms_analytics
Expiration
30 days
Function
Store and track a visitor's identity
Name
AnalyticsSyncHistory
Expiration
30 days
Function
Store and track visits across websites

Preferences

Name
li_alerts
Expiration
1 year
Function
Store if a message has been shown
Name
bcookie
Expiration
1 year
Function
Store browser details
Name
lidc
Expiration
1 day
Function
Provide load balancing functionality
Name
bscookie
Expiration
1 year
Function
Store logged in users

Miscellaneous

Purpose pending investigation

Usage

Sharing data

Sharing of data is pending investigation

Purpose pending investigation

Name
elementor
Expiration
Function
Name
__mpq_a36067b00a263cce0299cfd960e26ecf_ev
Expiration
Function
Name
loglevel
Expiration
Function
Name
wpEmojiSettingsSupports
Expiration
Function
Name
_gid
Expiration
Function
Name
_ga
Expiration
Function
Name
_ga_3LW5ENT53P
Expiration
Function
Name
cmplz_banner-status
Expiration
365 days
Function
Name
wordpress_test_cookie
Expiration
Function
Name
wp-settings-12
Expiration
Function
Name
wp-settings-time-12
Expiration
Function
Name
mp_a36067b00a263cce0299cfd960e26ecf_mixpanel
Expiration
Function
Name
wordpress_logged_in_acef5a2043781d1f521ac3a0849c9fe5
Expiration
Function
Name
wfwaf-authcookie-e73fd657ebce6fdd0ca4f52cbfa1c451
Expiration
Function
Name
_ga_NZPFNH4GDQ
Expiration
Function
Name
wpr-hash
Expiration
Function
Name
wpr-show-sidebar
Expiration
Function
Name
wistia
Expiration
Function
Name
wistia-video-progress-z1qxl7s2zn
Expiration
Function
Name
wistia-video-progress-fj42vucf99
Expiration
Function
Name
wistia-video-progress-7seqacq2ol
Expiration
Function
Name
wistia-video-progress-j042jylrre
Expiration
Function
Name
persist:hs-beacon-message-44cc73fb-7636-4206-b115-c7b33823551b
Expiration
Function
Name
persist:hs-beacon-44cc73fb-7636-4206-b115-c7b33823551b
Expiration
Function
Name
persist:hs-beacon-session-44cc73fb-7636-4206-b115-c7b33823551b
Expiration
Function
Name
wistia-video-progress-krqb7ckugp
Expiration
Function
Name
wistia-video-progress-95z0cb0yxb
Expiration
Function
Name
wistia-video-progress-803tlui8oi
Expiration
Function
Name
wistia-video-progress-frwm2xrksl
Expiration
Function
Name
wistia-video-progress-fj7gs031q6
Expiration
Function
Name
wistia-video-progress-9m1zg8p5wc
Expiration
Function
Name
wistia-video-progress-5wrdzcmj90
Expiration
Function
Name
wistia-video-progress-09kolaz9o0
Expiration
Function
Name
_ga_8LH09M2X51
Expiration
Function
Name
_ga_E0PFSZ4DWF
Expiration
Function
Name
_ga_3NX3CEZF88
Expiration
Function
Name
_ga_L9YVDW1Y62
Expiration
Function
Name
_ga_0NK4CC1HH7
Expiration
Function
Name
_ga_2WJM69PCKC
Expiration
Function
Name
e_globals
Expiration
Function
Name
e_kit-elements-defaults
Expiration
Function
Name
bulkSecret
Expiration
Function
Name
WP_PREFERENCES_USER_9
Expiration
Function
Name
prevURL
Expiration
Function
Name
_hjSessionUser_3537398
Expiration
Function
Name
wp_lang
Expiration
Function
Name
_gcl_au
Expiration
Function
Name
_ga_RLKXS4MMTV
Expiration
Function
Name
_ga_3QP7Z67M66
Expiration
Function
Name
_ga_5B6V77E4B4
Expiration
Function
Name
_ga_E8RM20ZLRE
Expiration
Function
Name
_ga_P8PRE62RZJ
Expiration
Function
Name
_ga_7R98MV2XHC
Expiration
Function
Name
_ga_7EDFNT415M
Expiration
Function
Name
wp-settings-9
Expiration
Function
Name
wp-settings-time-9
Expiration
Function
Name
WP_PREFERENCES_USER_10
Expiration
Function
Name
_ga_VD8JHTE36Z
Expiration
Function
Name
_ga_JS2T43M005
Expiration
Function
Name
_ga_80RN8BGM6J
Expiration
Function
Name
_ga_8WJ3P67D7V
Expiration
Function
Name
_ga_3E80LR36CM
Expiration
Function
Name
_ga_WKZBD5HG1W
Expiration
Function
Name
_ga_KMWQNR7MTY
Expiration
Function
Name
_ga_3DX81SVF8E
Expiration
Function
Name
wp-settings-time-10
Expiration
Function
Name
wp-settings-10
Expiration
Function
Name
_ga_G1BL79H35G
Expiration
Function
Name
_ga_XD3KDQLZY8
Expiration
Function
Name
_ga_Q0070CJHH9
Expiration
Function
Name
_ga_TVJL1Y88LR
Expiration
Function
Name
_ga_9RBV16S2VJ
Expiration
Function
Name
_ga_QXR16H9LY1
Expiration
Function
Name
_ga_S1NZ66EFX3
Expiration
Function
Name
_ga_S6WWXF69KB
Expiration
Function
Name
_ga_NZLCPWC49J
Expiration
Function
Name
_ga_6Z10SDDFL9
Expiration
Function
Name
_ga_86JQJMKF6G
Expiration
Function
Name
_ga_FQQXXCPYRW
Expiration
Function
Name
_ga_X5J60SDKDY
Expiration
Function
Name
_ga_FTJY52RKJD
Expiration
Function
Name
_ga_T1LMP0QVJ8
Expiration
Function
Name
_ga_99TQZKMJ0Z
Expiration
Function
Name
_clck
Expiration
Function
Name
_uetvid
Expiration
Function
Name
_ga_KSN4TV6RK1
Expiration
Function
Name
WP_DATA_USER_14
Expiration
Function
Name
WP_PREFERENCES_USER_14
Expiration
Function
Name
_hjSessionUser_3447895
Expiration
Function
Name
_ga_F6ESL41V92
Expiration
Function
Name
wp-settings-14
Expiration
Function
Name
wp-settings-time-14
Expiration
Function
Name
WP_PREFERENCES_USER_15
Expiration
Function
Name
_rdt_uuid
Expiration
Function
Name
twk_uuid_61e039eaf7cf527e84d1f86f
Expiration
Function
Name
_ga_2JPV1ZQ07N
Expiration
Function
Name
_ga_3964ZXV0CE
Expiration
Function
Name
wp-settings-15
Expiration
Function
Name
wp-settings-time-15
Expiration
Function
Name
_ga_VQKH8LYH82
Expiration
Function
Name
_ga_8KRVL71HV0
Expiration
Function
Name
_gat_gtag_UA_114304861_1
Expiration
Function
Name
_uetsid
Expiration
Function
Name
_clsk
Expiration
Function
Name
_ga_C0SGHWC3ZC
Expiration
Function
Name
_ga_CGVYF1R7FB
Expiration
Function
Name
_ga_53RG7VEVBF
Expiration
Function
Name
_ga_0N54CBBG24
Expiration
Function
Name
_ga_8FQDX63GYB
Expiration
Function
Name
_ga_32VDEN6RDY
Expiration
Function
Name
_ga_S1HVWK8YBZ
Expiration
Function
Name
_ga_5J94STF592
Expiration
Function
Name
twk_uuid_64ad5fabcc26a871b027bd60
Expiration
Function
Name
cmplz_policy_id
Expiration
365 days
Function
Name
cmplz_marketing
Expiration
365 days
Function
Name
wp-settings-time-1
Expiration
Function
Name
wordpress_logged_in_62ebea21d5d7a478acc40f652fba88f1
Expiration
Function
Name
wfwaf-authcookie-4bce2ff9cc6b94fb48f7c9514273ae11
Expiration
Function

7. Consent

When you visit our website for the first time, we will show you a pop-up with an explanation about cookies. As soon as you click on "Save preferences", you consent to us using the categories of cookies and plug-ins you selected in the pop-up, as described in this Cookie Policy. You can disable the use of cookies via your browser, but please note that our website may no longer work properly.

7.1 Manage your consent settings

You have loaded the Cookie Policy without javascript support. On AMP, you can use the manage consent button on the bottom of the page.

8. Enabling/disabling and deleting cookies

You can use your internet browser to automatically or manually delete cookies. You can also specify that certain cookies may not be placed. Another option is to change the settings of your internet browser so that you receive a message each time a cookie is placed. For more information about these options, please refer to the instructions in the Help section of your browser.

Please note that our website may not work properly if all cookies are disabled. If you do delete the cookies in your browser, they will be placed again after your consent when you visit our website again.

9. Your rights with respect to personal data

You have the following rights with respect to your personal data:

  • You have the right to know why your personal data is needed, what will happen to it, and how long it will be retained for.
  • Right of access: You have the right to access your personal data that is known to us.
  • Right to rectification: you have the right to supplement, correct, have deleted or blocked your personal data whenever you wish.
  • If you give us your consent to process your data, you have the right to revoke that consent and to have your personal data deleted.
  • Right to transfer your data: you have the right to request all your personal data from the controller and transfer it in its entirety to another controller.
  • Right to object: you may object to the processing of your data. We comply with this, unless there are justified grounds for processing.

To exercise these rights, please contact us. Please refer to the contact details at the bottom of this Cookie Policy. If you have a complaint about how we handle your data, we would like to hear from you, but you also have the right to submit a complaint to the supervisory authority (the Information Commissioner's Office (ICO)).

10. Contact details

For questions and/or comments about our Cookie Policy and this statement, please contact us by using the following contact details:

EM Gray & Co
Citylink Business Park, 6 Albert St, Belfast BT12 4HQ

United Kingdom
Website: https://emgray.uk.com
Email: info@ex.comemgray.uk.com

This Cookie Policy was synchronised with cookiedatabase.org on April 10, 2024.

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Contact Details
  • 6 Citylink Business Park
    Albert Street Belfast County Antrim
    BT12 4HQ
  • 028 904 39288
  • info@emgray.uk.com

E M Gray & Co Ltd is registered in Northern Ireland no. NI605236. Registered Office at 6 Citylink Business Park , Albert Street , Belfast , County Antrim , BT12 4HQ.
The information on this website is subject to the UK regulatory regime and is therefore targeted at consumers in the UK.

E M Gray & Co is a trading style of E M Gray & Co Ltd which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.

Approved by The Openwork Partnership on 16/06/2025

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